按滑鼠来购物
之前介绍过网上采购时装用品，好处当然是不必乘车跑几间购物中心，省钱和时间，而且大多衣物都低于RM50。缺点只是不合身或不如在网路看到的款式，但可以送人或再出售。(看看这网站Page from the diary)
Soh Yien Yee - .Stop.Shop.Splurge.
[http://stopshopsplurge.blogspot.com]
[http://amodelstudio.blogspot.com]
[http://theauragems.blogspot.com]
Source: Shopping with a click of the mouse, Blogshop owners say it’s a stepping stone to real business
Related: Virtual shopping for fashion hunting
2/27/2009
Shopping with a click
2/20/2009
Sea Inspiration of Misaki
Misaki来自海的启发
往往天才之手令一个生意产生。当然它还必需发生在对的时间和地点。
应用当地的设计师，有时和欧洲设计师合作，Misaki以欧洲手艺和款式，结合创意，当今精致，诱人的设计。采用日本无可匹比的珍珠，制成耀眼和高品质的珠宝饰物。
来看看最新系列 -来自海的启发：
原文：Sea Inspiration
2/13/2009
Facebook beat out Myspace
Facebook beat out MySpace to become the most popular social networking site in January, according to Compete.com.
In Compete's Top 25 Social Networks Re-Rank, which ranks sites by number of total visits, Facebook was listed as having over a billion visits for the month. By comparison, MySpace had a mere 810 million visits, according to Compete. The positions represented a reversal of fortunes from a year ago, when MySpace was the most popular site and Facebook was number two.
Source: Facebook Takes Over Top Spot, Twitter Climbs
Related：Facebook beat MySpace
2/06/2009
MONEY $ENSE -Getting Smart With Your Money
If I had it my way, every Malaysian student should read this book before going out into the working world. It introduces you to the financial vehicles such as insurance, loans, investments and savings account – all from a Malaysian perspective. It also teaches you how to budget your monthly expenses, pay debts, and whether to buy property or rent.
If you want to start managing your money better, this book will give you a good start.
Download free ebook MONEY $ENSE [pdf] by AKPK
Related post:
Financially Secure Marriage Planning
Effective Cashflow Management
Control Your Spending Habit
7 ways to manage debts wisely
Secrets to achieving a loan-free life
Heed the warning signs
No problem$ if you plan well
Shop smart for the festivals
Resolutions to stay financially fit
Smart ways to spend your bonus
Spend smart during holidays
1/24/2009
Consumer Tips by Association of Banks in Malaysia
Protecting Your ATM Card
ATM Card is a debit card that you can use to access your account(s) at your Bank, and at other MEPS ATM. Besides that, you can use your ATM Card to access other service Terminals such as Cash Deposit Machines and EFTPOS terminals (if the service is available at your Bank). If your ATM Card bears the VISA PLUS, VISA Interlink, MasterCard Cirrus or Maestro logo, you will be able to perform the ATM or EFTPOS transaction overseas.Download ARTICLE [pdf]
Protecting Your Credit Card
A credit card is a payment instrument that enables you to make purchases of goods and payment of services instead of using cash or your debit card. You can use the credit card at any merchant locally or internationally, which displays the same credit card brand as that on your credit card.The credit card issuer will pay the merchant on your behalf first and bill you later. When you get your statement, you are required to settle at least the minimum payment amount by the due date. The credit card issuer will impose finance charges (interest) on the outstanding amount if it is not paid by the due date.
Download ARTICLE [pdf]
Investing In Unit Trust
Unit Trusts are collective investments that allow investors with similar investment objectives to pool their funds to be invested in a portfolio of securities or other assets.As investors seek to maximize returns on their financial resources, unit trusts provide an ideal way for them to gain in the long run, returns superior to cash savings and fixed deposit investments. Unit trusts allow investors to have easy access to a wide range of investment exposure not normally available to them.
A professional fund manager is appointed to oversee the performance of the pooled funds in the respective portfolio.
Download ARTICLE [pdf]
Pre-Payment Charges On Housing Loan
Most banks offer home loan facilities for their customers to purchase or refinance their properties. A typical housing loan requires a customer to pay a fixed monthly installment on a fixed due date. This is assuming there are no changes in interest rates, otherwise the installment amount and loan period could change.When a customer wants to pay in excess of the fixed monthly installment, the excess amount is termed as “prepayment”.
Download ARTICLE [pdf]
Security Tips When Banking Online
Internet Banking is becoming increasingly popular as it allows you to carry out various banking transactions at the comfort and convenience of your home, office or wherever you may be, during and after banking hours. However, there are still some customers who remain hesitant over online banking due to newspaper reports of internet banking scams such as “phishing” and “script editing”.Download ARTICLE [pdf]
Accessing Basic Banking Services At Minimal Costs
One may have already heard of the basic banking services, namely, Basic Savings Account (BSA) and Basic Current Account (BCA) but does not know that under these accounts, one can enjoy for instance free 8 ATM withdrawals and 6 over-the-counter visits. This article will provide you with some general information about BSA and BCA as well as assist you to choose the type of accounts that would best cater to your banking needs.Download ARTICLE [pdf]
Source: TIPS FOR THE GENERAL PUBLIC, More: ARCHIVES
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