Financing for SME

Are you an SME looking for financing to grow your business?

If your answer is YES, so come and hear the bankers speak on:

• SME Financing in Malaysia - Issues & Challenges
• Contract Financing
• 21st Century Banking Channels
• Structured Trade Options for SMEs
• Survival of the Fittest - Effective Cash Flow Management
• Managing Risks
• Trade Products - Pre-shipment / Post-shipment
• SME Credit Bureau / CGC Guarantee Scheme

Also you can join the special Meet-The-Bank Session!

This Banking Industry Seminar for SMEs is organised and sponsored by The Association of Banks in Malaysia.

Seminar title: Enhancing SME Awareness And Access To Financing
Date: Wednesday, 9 July 2008
Venue: Grand Ballroom, Mandarin Oriental Kuala Lumpur.
Registration: RM 100 before 30 June 2008, RM 150 before closing date 5th July 2008
Tel: 03-2078 8041 Fax: 03-2078 8004 Email: banks@abm.org.my

Details & Registration Form: HERE [pdf]

Facebook beat MySpace

Facebook may have started to win the global popularity contest over the rival social network site MySpace, judging from some recent figures.

Last Month, Facebook had 123.9 million unique visitors and 50.6 billion page view worldwide, according to the research firm ComScore.

MySpace, meanwhile, had 114.6 million unique visitors and 45.4 billion page views.

According to the research firm, this is the first time Facebook has edged past MySpace in those measures. Facebook has its growing popularity outside the country to thank for the milestone.

In the United States, however, MySpace is still on top and pulls in twice as many visitors as its main competition on a monthly basis, according to the firm.

Source: CNET News.com

Protect yourself on the Internet

Bruce Schneier, Security Guru said nothing you can do to protect yourself on the Internet!

He said the best barrier against security threats is prevention.

Security products are still ­important just like seatbelts to keep fatalities in automobiles low, he said.

Here, Schneier listed the things that home users can do to improve security:

1. Turn off the computer when you’re not using it, especially if you have an “always on” Internet connection.

2. Keep your laptop and PDA with you at all times when you go outside — treat it as you would a wallet or purse.

3. Back up data regularly.

4. Set up automatic updates so that you automatically receive ­security patches.

5. Limit the number of ­applications installed on your machine.

6. Limit the use of cookies and applets.

7. Keep in mind that Secure Sockets Layer (SSL) encryption does not provide any assurance that the vendor is trustworthy or that its database of customer information is secure.

8. Think before you do business with a website. Limit the financial and personal data you send to it.

9. Never reuse a password for something you care about. It’s fine to have a single password for low-security sites, such as for newspaper archive access.

10. Assume that all PINs (personal identification numbers) can be ­easily broken and plan accordingly.

11. Never type a password for a service that you care about, such as a bank account, into a non-SSL encrypted page. If your bank makes it possible to do that, complain to them. When they tell you that it is OK, don’t believe them; they’re wrong.

12. Turn off HTML e-mail. Don’t automatically assume that any ­ e-mail is from the “From” address. Also delete spam without reading it.

13. Use either a combination or separate antivirus and antispyware software. Always update them.

14. Use personal firewall ­software. If you can, hide your IP address. There’s no reason to allow any incoming connections from anybody.

15. Install an e-mail and file encryptor. Encrypting all your e-mail or your entire hard drive is unrealistic, but some mail is too sensitive to send in the clear. Similarly, some files on your hard drive are too sensitive to leave unencrypted.

Schneider admits that none of the measures are foolproof.

But these precautions are all good network-hygiene measures, and they’ll make you a more difficult target than the computer next door.

And even if you only follow a few basic measures, you’re unlikely to face many problems.

Source: A silver lining in a gloomy outlook

World Environment Day 2008 -2

Did you know that

PAPER



ALUMINIUM



GLASS



PLASTIC

World Environment Day 2008 -1

World Environment Day, commemorated each year on 5 June, is one of the principal vehicles through which the United Nations stimulates worldwide awareness of the environment and enhances political attention and action.

The World Environment Day slogan for 2008 is Kick the Habit! Towards a Low Carbon Economy. Recognising that climate change is becoming the defining issue of our era, UNEP is asking countries, companies and communities to focus on greenhouse gas emissions and how to reduce them. The World Environment Day will highlight resources and initiatives that promote low carbon economies and life-styles, such as improved energy efficiency, alternative energy sources, forest conservation and eco-friendly consumption.

As awareness, here are something that good to share which I found at "Save Our Sumatran Rhinos" by Honda Malaysia.